Save under better conditions
Under the Valores savings plan, buy precious metals
16% – 30% cheaper at any level of payment — invest
as a small investor on the same terms as a large investor.
Discover the benefits of smart saving
Valores is a product that allows you to buy precious metals as a small investor, on the same terms as a large investor. That means that the price you get is 16% – 30% lower. It is the only savings product that also works as an investment, and the key is that you manage your own property. You can deposit any amount at any time. You can also decide to directly debit any amount, change it, or cancel it and pay it out. The Valores savings plan is not tied to the company (Tim Valores d.o.o.), but rather to the person making the deposit. Therefore, you can directly access your product with all its purchase and storage data.
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PRECIOUS METALS Arrange storage yourself |
ETF FUNDS of precious metals |
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100% physical gold
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100% insured
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Automated investment
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Independent audit
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Buy silver without VAT
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Purchase in any quantity
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Ownership in your name
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Tax-free purchases and capital gains
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Zero impact on social transfers
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Our advice
We recommend you pay a similar amount each month, as you will gain more with the cost average effect over the long run.
The purchase and selling proccess
Choose product
(gold or silver)
Deposit amount of your choice anytime (either through direct transfer or anytime you have free funds available)
Upon completion of your purchase, you get a notice with all transaction details (buy-in amount, purchased grams, etc.)
Once a year, an auditor confirms the accuracy of the amount of funds
You also have complete freedom when you are selling, precious metals can be delivered or partially sold.
Example: You have 100 g of gold in storage. You can get 50g on
desired location; You convert 22.5 g into euros (€) and deposit it into a bank account; 27.5 g is left in storage.
Let us know in person, via email or a phone call about the type and quantity of the metal you would like to sell and whether/where you want it delivered
We pay either in grams you saved or deliver your assets to the specified address
You receive a bank deposit or precious metals within 7 working days
Choose between receiving a full or partial pay-out, the delivery of your precious metals or the deposit of funds to your bank account
The purchase and selling proccess
Choose product
(gold or silver)
Deposit amount of your choice anytime (either through direct transfer or anytime you have free funds available)
Upon completion of your purchase, you get a notice with all transaction details (buy-in amount, purchased grams, etc.)
Once a year, an auditor confirms the accuracy of the amount of funds
You also have complete freedom when you are selling, precious metals can be delivered or partially sold.
Example: You have 100 g of gold in storage. You can get 50g on
desired location; You convert 22.5 g into euros (€) and deposit it into a bank account; 27.5 g is left in storage.
Osebno v pisarni, prek e-pošte ali telefona sporočiš, kateri produkt in koliko želiš prodati oziroma prejeti
Privarčevane grame ti izplačamo ali dostavimo v fizični obliki na želen naslov
V roku 7 delovnih dni prejmeš denar na bančni račun oziroma sredstva dostavljena v fizični obliki
Svobodno izbiraš med celotnimi ali delnimi izplačili v obliki fizične dobave kovin ali nakazila na transakcijski račun
Security with benefits
We provide the highest possible level of security worldwide 10/10
A 2.5 times higher security level compared to our banking system, which is 4/10. In the event of a natural disaster or emergency, your property will not get seized
A 2.5 times higher security level compared to our banking system, which is 4/10. In the event of a natural disaster or emergency, your property will not get seized
Warranty –double audit
A foreign auditor checks quantities, while a Slovenian auditor checks the conformity of quantities of a client’s assets. In any event, an insurance policy insures the actual amount of your assets in storage – your assets are fully insured
VAT-free purchase of silver
A duty-free storage zone allows you to buy silver VAT-free (in Slovenia, that translates to 22% more metal for the same amount of money)
A duty-free storage zone allows you to buy silver VAT-free (in Slovenia, that translates to 22% more metal for the same amount of money)
Guaranteed 100% background coverage for precious metals
Our specialty is buying natural precious metals on your behalf, not trading them with securities
Our specialty is buying natural precious metals on your behalf, not trading them with securities
You own your precious metals
Our role is merely to provide you with the means to buy, sell and store precious metals under the best of terms
Our role is merely to provide you with the means to buy, sell and store precious metals under the best of terms
Insurance and after-insurance
Your assets are 100% insured
Your assets are 100% insured
Better prices
Flexible purchase and sales
Did you know that your fees are 50% lower when depositing over € 3.000? Valores deals in smaller as well as larger amounts.
Did you know that your fees are 50% lower when depositing over € 3.000? Valores deals in smaller as well as larger amounts.
Saving plan Valores
Enter the world of precious metals with as little as 50 € and reach your financial goals.