Choose financial freedom

For the past 15 years, gold and silver have been
reaching a 11% yearly return.

Find out how to grow your financial independence with precious metals.

How much will your initial deposit be?

How much money do you plan to deposit every month?

How many years do you plan to save?

What % return to do you expect annually?


Buy or sell of precious metals

Buy or sell precious metals easily and under the most favorable terms on the market

Saving plan Valores

Enter the world of precious metals with as little as 50 € and reach your financial goals.

Purchasing or sales of precious metals

Buy or sell precious metals easily and under the most favorable terms on the market

Saving plan Valores

Enter the world of precious metals with as little as 50 € and reach your financial goals.

Learn the benefits of smart savings

Traditional investments made modern

Savings via precious metals has been assuring profitability and liquidity with minimum risk exposure for thousands of years. Backed by experts and analytics, we’re adjusting investment strategies to current trends, thereby providing security and solid returns. Buying precious metals has never been safer, easier and faster.

Traditional investments made modern

Savings via precious metals has been assuring profitability and liquidity with minimum risk exposure for thousands of years. Backed by experts and analytics, we’re adjusting investment strategies to current trends, thereby providing security and solid returns. Buying precious metals has never been safer, easier and faster.

Traditional investments made modern

Savings via precious metals has been assuring profitability and liquidity with minimum risk exposure for thousands of years. Backed by experts and analytics, we’re adjusting investment strategies to current trends, thereby providing security and solid returns. Buying precious metals has never been safer, easier and faster.

 

Create your savings plan and choose one-off amounts or periodic/occasional deposits.

 

Focus on living a quality life. Your long-term investment is safe.

 

As their value grows, we will keep you informed on the details of your purchases and on important news from financial markets.

 

Create your savings plan and choose one-off amounts or periodic/occasional deposits.

 

Focus on living a quality life. Your long-term investment is safe.

 

As their value grows, we will keep you informed on the details of your purchases and on important news from financial markets.

 

Create your savings plan and choose one-off amounts or periodic/occasional deposits.

 

Focus on living a quality life. Your long-term investment is safe.

 

As their value grows, we will keep you informed on the details of your purchases and on important news from financial markets.

Precious metals – profitable, reliable, secure

The mission of precious metals has endured throughout the millenia. They’ve survived wars, collapse of civilizations and of many currencies around the world. Even today, they keep defying economic recessions and crises. Precious metals are the only true money. They are the most stable currency, and provide high security compared to decreasing buying power of money.

Incomparably secure yields

Precious metals provide safe returns, while confidence in many other investments is uncertain. World Banks are increasing the amount of money in circulation and consequently reducing its value – this is how inflation occurs, and with it, the value of money falls.

Example: saving 100 € per month over the last 15 years in various forms.
(at a total pay-in value of approx. 18.000 €)

Gold

Silver

Bank
deposits

Sock
money

6%

8%

2,5%

-28,8%

29.081 €

34.603 €

21.808 €

12.816 €

Gold

Silver

Bank
deposits

Sock
money

6%

8%

2,5%

-28,8%

29.081 €

34.603 €

21.808 €

12.816 €

Zlato

Srebro

Bančni
depoziti

Denar
v nogavici

Gold

Silver

Bank
deposits

Sock
money

29.081 €

34.603 €

21.808 €

12.816 €

The percentages of returns and estimated returns in € for each investment are for informational purposes only.

Quality that speaks for itself

We collaborate exclusively with mints whose precious metals meet the “Good delivery” standard. These are precious metals of the highest possible purity, allowing you to sell them immediately, and they command the highest purchase prices at banks and official gold traders.

Quality that speaks for itself

We collaborate exclusively with mints whose precious metals meet the “Good delivery” standard. These are precious metals of the highest possible purity, allowing you to sell them immediately, and they command the highest purchase prices at banks and official gold traders.

Benefits that convince

Over the long run, precious metals provide several surprising benefits, such as yielding above-average returns over the last 15 years when compared to bank deposits. Additinally, they provide security against declines in the purchasing power of money, while also enjoying tax benefits and not impacting social transfers.

Above-average returns

Gold is tax-free by law

Instant liquidity

Buy silver without VAT

The security of a traditional,
millenia-old investment

Insurance from decreases in
purchasing power of currencies

Precious metals don’t
impact social transfers

Above-average returns

Gold is tax-free by law

Instant liquidity

Buy silver without VAT

The security of a traditional,
millenia-old investment

Insurance from decreases in
purchasing power of currencies

Precious metals don’t
impact social transfers

Above-average returns

Gold is tax-free by law

Instant liquidity

Buy silver without VAT

The security of a traditional,
millenia-old investment

Insurance from decreases in
purchasing power of currencies

Precious metals don’t
impact social transfers

Purchasing or sales of precious metals

Buy or sell precious metals easily
and under the most favorable terms
on the market

Saving plan
Valores

Enter the world of precious metals with as little as 50 € and reach your financial goals.

Let’s meet

Book a free appointment with a personal advisor, get answers to your questions or adjust your strategy to personal goals

News, worth following

As experts in precious metals, personal and corporate finance, as well as financial education, we are an inexhaustible source of sound advice and useful information.

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Our experience is priceless

Valores believes in a simple, transparent and rewarding way to ensure financial freedom with the best products for everyone. The team consists of financial advisers who, as individuals, have enriched their many years of professional work in the joint venture.
In this way, we became a strong interlocutor for all product partners and thus gained very favorable conditions for customers and consultants. Valores is a group of advisors who first invest in their financial knowledge and then use it to monitor individuals towards their goals.

Valores believes in a simple, transparent and rewarding way to ensure financial freedom with the best products for everyone. The team consists of financial advisers who, as individuals, have enriched their many years of professional work in the joint venture.
In this way, we became a strong interlocutor for all product partners and thus gained very favorable conditions for customers and consultants. Valores is a group of advisors who first invest in their financial knowledge and then use it to monitor individuals towards their goals.

Valores believes in a simple, transparent and rewarding way to ensure financial freedom with the best products for everyone. The team consists of financial advisers who, as individuals, have enriched their many years of professional work in the joint venture.
In this way, we became a strong interlocutor for all product partners and thus gained very favorable conditions for customers and consultants. Valores is a group of advisors who first invest in their financial knowledge and then use it to monitor individuals towards their goals.

More than 50 experienced
advisors from a variety of fields

More than 15 years of experience
in trading precious metals

More than 18.000 long-term
clients in Slovenia

More than 50 experienced
advisors from a variety of fields

More than 15 years of experience
in trading precious metals

More than 18.000 long-term
clients in Slovenia

Irena Linasi Rogač

Founder and CEO

Aljoša Iskra

Founder

Aleš Budja

CEO

Team_IrenaLinasiRogac

Irena Linasi Rogač

Founder and director

TeamAljosaIskra_p

Aljoša Iskra

Founder

TeamAlesBudja

Aleš Budja

Director

 Trustworthy partners

Valores is proud to work with trusted partners that represent the seven largest suppliers of precious metals in Europe. Our long-term cooperation and rich experience ensure that, as our customer, you get the best in precious metals at the best prices.

 Trustworthy partners

Valores is proud to work with trusted partners that represent the seven largest suppliers of precious metals in Europe. Our long-term cooperation and rich experience ensure that, as our customer, you get the best in precious metals at the best prices.

FAQ

Valores is a product that allows you to buy precious metals as a small investor, on the same terms as a large investor. That means that the price you get is up to 30% lower. It’s main intention is to help you gradually build your wealth, with any level of payment or when you have available funds.

Of course, you can buy precious metals on your own, but as an individual buyer you have to pay higher prices on the market every time and make sure they are stored safely. For small monthly amounts, only limited sizes of investment bars can be available, which have a much higher mark-up on the stock exchange price than the bars that we buy from our strategic partners on extremely favorable terms. In the case of your own purchase, it is also necessary to take care of the sale of precious metals and independently find a buyer who would be willing to buy your metals at the desired price. We take care of all this on your behalf.

For you and for your account, we buy investment bars in physical form, the highest possible purity 999.9/1000 and with the status of “Good Delivery”, produced at the renowned mints, such as Argor, Argor Heraeus, Valcambi, …

The stock of your precious metals is inspected and inventoried once a year by two independent auditing companies, namely by a foreign and Slovenian auditor. Once a year you receive an audit report of saved grams written in your name and not owned by Tim Valores d.o.o.

We are one of the few companies that have the entire stock of precious metals audited by the names and accounts of investors. The stock of each individual investor is inventoried and confirmed in the audit review.

Precious metals are stored under exceptional conditions in vaults with the highest level of security through our recognized partners in Liechtenstein and are insured at 100% of their current market value. Your precious metals are legally, accounting and financially separate from Tim Valores assets. This means that even in the event of the insolvency of our company, your investment is exempt from the bankruptcy estate and is taken over or sold through an audit firm. Find out more.

Fluctuations in the prices of precious metals on the market are a completely normal and desirable occurrence. Due to fluctuations, we recommend monthly investments – as an investor you benefit from the “average cost effect”. If you buy precious metals with a fixed amount every month, e.g. 100€ per month, when prices fall, you can get more metals for this amount than when the price is higher. Price fluctuations occur constantly and the metals you buy cheaper increase your stockpile much more than those bought at high prices.

Of course. The advantage of the Valores savings plan is precisely in its flexibility. You buy whenever you want, for amounts you choose yourself, and you sell metals whenever you want at no extra cost.

You can submit a request for the sale of precious metals at any time via e-mail, or contact the Tim Valores d.o.o. headquarters or advisor in person. The sales form is a simple document where you decide on the amount or number of grams you want to sell. You can sell the saved grams in part or in full, but you can also have your metals delivered in accordance with the general conditions. Depending on the quantity of grams sold, your stock in storage changes accordingly while you can make an additional purchase at any time.

FAQ

What is Valores savings plan?

Valores is a product that allows you to buy precious metals as a small investor, on the same terms as a large investor. That means that the price you get is up to 30% lower. It’s main intention is to help you gradually build your wealth, with any level of payment or when you have available funds.

Why would I buy precious metals through the Valores savings plan when I can purchase them on my own?

Of course, you can buy precious metals on your own, but as an individual buyer you have to pay higher prices on the market every time and make sure they are stored safely. For small monthly amounts, only limited sizes of investment bars can be available, which have a much higher mark-up on the stock exchange price than the bars that we buy from our strategic partners on extremely favorable terms. In the case of your own purchase, it is also necessary to take care of the sale of precious metals and independently find a buyer who would be willing to buy your metals at the desired price. We take care of all this on your behalf.

What types of investment gold and silver do we buy through the Valores savings plan?

For you and for your account, we buy investment bars in physical form, the highest possible purity 999.9/1000 and with the status of “Good Delivery”, produced at the renowned mints, such as Argor, Argor Heraeus, Valcambi, …

How do I know that my precious metals really exist in physical form?

The stock of your precious metals is inspected and inventoried once a year by two independent auditing companies, namely by a foreign and Slovenian auditor. Once a year you receive an audit report of saved grams written in your name and not owned by Tim Valores d.o.o.

We are one of the few companies that have the entire stock of precious metals audited by the names and accounts of investors. The stock of each individual investor is inventoried and confirmed in the audit review.

Where are my precious metals stored and how safe is the depository?

Precious metals are stored under exceptional conditions in vaults with the highest level of security through our recognized partners in Liechtenstein and are insured at 100% of their current market value. Your precious metals are legally, accounting and financially separate from Tim Valores assets. This means that even in the event of the insolvency of our company, your investment is exempt from the bankruptcy estate and is taken over or sold through an audit firm. Find out more.

What happens if the price of precious metals falls?

Fluctuations in the prices of precious metals on the market are a completely normal and desirable occurrence. Due to fluctuations, we recommend monthly investments – as an investor you benefit from the “average cost effect”. If you buy precious metals with a fixed amount every month, e.g. 100€ per month, when prices fall, you can get more metals for this amount than when the price is higher. Price fluctuations occur constantly and the metals you buy cheaper increase your stockpile much more than those bought at high prices.

Can I stop saving at any time?

Of course. The advantage of the Valores savings plan is precisely in its flexibility. You buy whenever you want, for amounts you choose yourself, and you sell metals whenever you want at no extra cost.

How can I sell precious metals?

You can submit a request for the sale of precious metals at any time via e-mail, or contact the Tim Valores d.o.o. headquarters or advisor in person. The sales form is a simple document where you decide on the amount or number of grams you want to sell. You can sell the saved grams in part or in full, but you can also have your metals delivered in accordance with the general conditions. Depending on the quantity of grams sold, your stock in storage changes accordingly while you can make an additional purchase at any time.

Buy or sell of precious metals

Buy or sell precious metals easily and under the most favorable terms on the market

Saving plan Valores

Enter the world of precious metals with as little as 50 € and reach your financial goals

Buy or sell of precious metals

Buy or sell precious metals easily and under the most favorable terms on the market

Saving plan Valores

Enter the world of precious metals with as little as 50 € and reach your financial goals